Making payments
16 Mar 2020
Make an immediate payment
Learn how to make an immediate payment to a beneficiary in a few easy steps.
Step 1 of 8
To begin, go to your home screen and tab Transact.
Step 2 of 8
Tap Pay.
Step 3 of 8
Find the beneficiary you want to make an immediate payment to and tap PAY next to the beneficiary's name.
Step 4 of 8
Select the account from which you want to pay the beneficiary and enter the amount you want to pay.
Next to the Immediate payment option, toggle the switch to the right.
Step 5 of 8
Complete your payment details.
When you’re ready to send, tap REVIEW at the top.
Step 6 of 8
Check that all the details are correct. When you're ready to send the payment, tap CONFIRM.
Step 7 of 8
Once you've received your One Time PIN (OTP), enter the numbers into the spaces provided.
Step 8 of 8
All done! Your immediate payment has been successfully submitted.
Frequently asked questions about immediate payments
What's an immediate payment?
If you need an EFT to clear urgently, you can select the immediate payment option to make the payment go through much faster.
Keep in mind that you will be charged a service fee depending on the amount of your payment.
Please note that the immediate payment option isn’t available for Standard Bank to Standard Bank payments.
Keep in mind that you will be charged a service fee depending on the amount of your payment.
Please note that the immediate payment option isn’t available for Standard Bank to Standard Bank payments.
What's the maximum amount I can pay as an immediate payment?
R250 000 per transaction if you’re a DigiME customer signed-in using biometrics, and R200 000 if you’re a non-DigiME customer.
When can I make immediate payments?
Between 04h00 and 23h50 if you’re a DigiME customer signed-in using biometrics, and between 06h00 and 21h50 for a non-DigiME customer.
How long does an immediate payment take to go through?
If you're paying a beneficiary, your immediate payment should go through within a minute or two.
To help keep your money safe, immediate payments take around 2 hours if you're paying somebody new or have amended an existing beneficiary's details.
To help keep your money safe, immediate payments take around 2 hours if you're paying somebody new or have amended an existing beneficiary's details.
How much does an immediate payment cost?
R10 for payments under R2 000, and R50 for payments of R2 000 or more.
To which banks can I make immediate payments?
- Absa
- Access Bank
- African bank Incorp.Ubank
- Albaraka Bank
- Bank of China
- Bidvest
- BNP Paribas
- Capitec
- Capitec Business
- China Construction Bank
- Citibank
- Discovery Bank
- Finbond Mutual Bank
- Finbond Net 1
- FNB/RMB
- Habib Overseas bank
- HBZ bank
- HSBC
- Investec
- Morgan Chase Bank
- Nedbank
- SA Bank of Athens
- Sasfin Bank
Can I reverse or cancel an immediate payment?
No, unfortunately not. Make sure you have the correct account details before you make the payment.
What accounts can I use to make immediate payments?
You can use your current account, business account and most savings accounts. However, you won't be able to make immediate payments from your credit card, loan or investment accounts.
Avoid making immediate payments into Vehicle and Asset Finance (VAF) or Home Loan accounts as these might reject or not reflect immediately.
Avoid making immediate payments into Vehicle and Asset Finance (VAF) or Home Loan accounts as these might reject or not reflect immediately.
More things you can do on the app
Making payments
16 Mar 2020
Verify an account number
Learn how to verify a bank account number before you make a payment
Making payments
1 Jun 2020
Set up scheduled payments
Learn how to schedule recurring future dated payments.
Making payments
30 Sep 2020
Send a proof of payment
Need a proof of payment? Download or send one directly from your transaction history.